Home Ownership Success Path

STARTS RIGHT HERE

Cash

  • Review Your Credit Report @ Free Credit Report dot com.

  • Identify errors

  • Pay Bills on Time

  • Reduce Credit Card Balances

  • Don't Close Unused Credit Cards

  • Avoid Opening Too Many New Accounts

  • Consider a Secured Credit Card

  • Negotiate with Creditors

  • Use Credit-Building Tools

  • Monitor Your Credit Score

  • Hire a credit repair company to save time and get your scores up fast.

Credit

  • Assess Your Current Income

  • Set Clear Financial Goals

  • Evaluate Your Skills and Strengths

  • Invest in Education and Training

  • Explore Career Advancement Opportunities

  • Consider Additional Income Streams

  • Create a Budget and Manage Expenses

  • Network and Build Relationships

  • Seek Out Mentorship and Guidance

  • Stay Persistent and Flexible

Income

  • Set Savings Goals

  • Create a Budget

  • Pay Yourself First

  • Reduce Expenses

  • Track Your Progress

  • Build an Emergency Fund

  • Avoid Impulse Purchases

  • Take Advantage of Discounts and Rewards

  • Reduce Debt

  • Invest for the Future

Homeowners net worth is 40X greater than a renters

Homeowners net worth is 40X greater than a renters

The problem for many in post Covid: Inflation has increased the cost of everything, housing isn’t being replaced, population growth while wages have barely changed. Its more important than ever before that millennials find a way to create wealth and real estate is the #1 path for many.


© 2024 Team Lamm | MortgageOne, Inc. , NMLS ID # 898812 (www.nmlsconsumeraccss.org), offers traditional and non-traditional loans as diverse as the borrowers we serve. Equal Housing Lender. Headquartered at 5860 Owens Ave. Ste 130, Carlsbad, CA 92008. AZ: Arizona Mortgage Banker License #1011529; CA: Loans made or arranged pursuant to California Financing Law. Company CA DRE# 01913120 | WA Lic. #MLO-474282 Full MortgageOne, Inc. licensing & disclosures can be viewed at: http://bit.ly/M1licensing. All loans are subject to credit approval and acceptable collateral. There is no guarantee that all applicants will qualify. This is not a commitment to lend. All rights reserved.